![]() Group policies provided by employers are tied to that employer, so do not quit your job if you become disabled – you will lose your benefits. However, the majority of the workforce is a part of a group policy provided through their employer. If you are self-employed, you will purchase your long-term disability insurance policy from a broker or an agent. Long Term Disability insurance policies are designed to help you financially when you are injured or out of work due to illness.
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